Privacy Policy

Effective Date: December 8th, 2025

JohnFranklinWiley.com and its affiliates, Franklin Invest, LLC (collectively “we”, “our”, or “us”) provides this Privacy Policy to inform you of our policies and procedures regarding the collection, use and disclosure of personal information we receive via our website (the “Site”) and through the use of any services provided by us through the Site (the “Services”). This Privacy Policy may be updated from time to time. We will notify you of any material changes by posting the new Privacy Policy on the Site. Your use of the Site and/or any of our Services following any such notice will signify and constitute your assent to and acceptance of such revised Privacy Policy. Unless otherwise defined in this Privacy Policy, capitalized terms used herein have the same meanings as in our Terms of Service.

1. Information We Collect. Our primary goals in collecting information are to provide and improve our Service, to administer your orders, to communicate with you, and to enable users of the Site to enjoy and easily navigate the Site. When you wish to contact us, create an account on the Site, edit account details, purchase products or services via the Site, use some of our Services, or when you join our mailing lists, we will ask you for certain Personal Information. When we refer to your “Personal Information” in this Privacy Policy, we mean information that identifies, describes, relates to, references or is capable of being associated with, or could reasonably be linked, directly or indirectly, to you. We may also collect other information generated when you use our Site or Services that is not linked or otherwise associated with you, and such information is not subject to the terms of this Privacy Policy. Depending on how your use our Site and/or our Services, we may directly collect the following types of Personal Information from you:

  • your name;

  • e-mail address;

  • shipping address;

  • billing address;

  • credit card account number;

  • IP address;

  • telephone number; and

  • online identifiers you use, such as your username, social media handles, and other similar types of identifiers.

2. Information from Social Networking Sites. Our Service may include interfaces that allow you to connect with social networking sites (each an “SNS”). If you connect to a SNS through the Site, you authorize us to access, use and store the information that you agreed the SNS could provide to us based on your settings on that SNS. We will access, use and store that information in accordance with this Policy. You can revoke our access to the information you provide in this way at any time by amending the appropriate settings from within your account settings on the applicable SNS.

3. Information Automatically Collected. When you visit our Site, some information is automatically collected. For example, when you visit our Site your computer’s operating system, Internet Protocol (IP) address, access times, browser type and language, and the Site you visited before our Site are logged automatically (“Usage Information”). We also collect information about your usage and activity on our Site.

A. Cookies. We may automatically collect information using “cookies.” Cookies are small data files stored on your hard drive by a Site. Among other things, cookies help us improve our Site and your experience. We use cookies to see which areas and features are popular and to count visits to our Site. We use two broad categories of cookies: (1) first-party cookies, served directly by us to your computer or mobile device, which are used only by us to recognize your computer or mobile device when it revisits our Services; and (2) third party cookies, which are served by service providers on our Services, and can be used by such service providers to recognize your computer or mobile device when it visits other sites. Further information about cookies, including how to see what cookies have been set on your computer or mobile device and how to manage and delete them, visit https://www.allaboutcookies.org/ and, if you are in the UK or European Union (EU), https://www.youronlinechoices.com/uk/ if you are in the UK or European Union (EU).

B. Web Beacons. We may collect information using Web beacons. Web beacons are electronic images that may be used on our Site or in our emails. We use Web beacons to deliver cookies, count visits, understand usage and to tell if an email has been opened and acted upon.

C. Local Shared Objects. We may use local shared objects, also known as Flash cookies, to store your preferences such as volume control or to display content based upon what you view on our Site to personalize your visit. Third party partners provide certain features on our Site and Services and display advertising based upon your Web browsing activity using Flash cookies to collect and store information. Flash cookies are different from browser cookies because of the amount of, type of, and way in which data is stored. Cookie management tools provided by your browser usually will not remove Flash cookies. To limit the websites that can store information in flash cookies on your device, you can use the Adobe Settings Manager available at: http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager07.html.

D. Google Analytics. We use Google Analytics, a web analytics service provided by Google, Inc. (“Google”), to better assist JohnFranklinWiley.com in understanding how the Site is used. Google Analytics will place cookies on your computer that will generate information that we select about your use of the Site, including your computer’s IP address. That information will be transmitted to and stored by Google. The information will be used for the purpose of evaluating consumer use of the Site, compiling reports on Site activity for JohnFranklinWiley.com ’s use, and providing other services relating to Site activity and usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. You may refuse the use of cookies by selecting the appropriate settings on your browser. Please note that by doing so, you may not be able to use the full functionality of the Site. The use of cookies by Google Analytics is covered by Google’s Privacy Policy, available at: https://policies.google.com/privacy.

4. Information Collected from Other Third Parties. We may receive your Personal Information from third-party business partners, such as social media sites, ad networks, and analytics providers. We may also receive your Personal Information from others that refer you to our Sites and/or Services.

5. Use of Information. We use your Personal Information collected for the purposes described in this Policy. Specifically, we may use your Personal Information to:

  • operate and improve our Site and Services;

  • understand you and your preferences to enhance your experience;

  • track, collate, and analyze your use of our Site and Services;

  • process and deliver contest entries and rewards;

  • respond to your comments and questions and provide customer service;

  • provide and deliver products and Services you request;

  • to send you related information, including confirmations, invoices, technical notices, updates, security alerts, and support and administrative messages;

  • facilitate your participation in participate in surveys, promotional offers, contests or sweepstakes;

  • communicate with you about new contests, promotions, rewards, upcoming events, and other news about products and Services offered by us and our selected partners; and

  • link or combine it with other Personal Information we get from third parties, to help understand your needs and provide you with better service.

6. Sharing of Information. We do not share your Personal Information with third parties except in the following circumstances:

  • Affiliates and Subsidiaries. We may share your Personal Information with our affiliates and subsidiaries with the understanding that they will treat such information consistent with this Privacy Policy.

  • Third Party Service Providers. We may share your Personal Information with our third party vendors, consultants and other service providers who work for us and need access to your information provide you with products, services, or information that you request. For example, we use Kajabi (https://kajabi.com/policies/privacy) to facilitate our email communications, to provide customer support, and Zoom Video Communications, Inc. (https://zoom.us/privacy) to conduct online classes.

  • Other Third Parties. We may share your Personal Information with appropriate third parties if we believe it is necessary, in our reasonable discretion, to (i) comply with laws or to respond to lawful requests and legal process, including to respond to requests from public and government authorities to meet national security or law enforcement requirements; (ii) protect the rights and property of us, our agents, customers, members, and others including to enforce our agreements, policies and terms of use; or (iii) in an emergency to protect the personal safety of JohnFranklinWiley.com , its customers, or any person.

  • Corporate Restructuring. We may share your Personal Information in connection with or during negotiation of any merger, financing, acquisition, or dissolution, transaction or proceeding involving sale, transfer, divestiture, or disclosure of all or a portion of our business or assets to another entity.

  • With Your Consent. We may share your Personal Information with third parties where you have provided consent to such sharing.

We may also share aggregated anonymous or de-identified information. When we use the term “anonymous data”, we are referring to data and information that does not permit you to be identified or identifiable, either alone or when combined with any other information available to a third party. We may create anonymous data from the Personal Information we receive about you and other individuals whose Personal Information we collect. Anonymous data might include analytics information and information collected by us using cookies. We make Personal Information into anonymous data by excluding information (such as your name) that makes the data personally identifiable to you. We use this anonymous data to analyze usage patterns in order to make improvements to our Services.

7. Payment Card Information. We do not collect, store, or process any payment card information. Instead, we rely on Stripe and PayPal to facilitate any payment card transactions. For more information about Stripe’s privacy practices, please see: https://stripe.com/us/privacy and https://www.paypal.com/myaccount/privacy/privacyhub

8. Email Opt-Out and Disabling Cookies.

A. Email Opt-Out. You may opt out of receiving promotional emails from us by following the instructions in those emails or sending a message with your request and the subject line “EMAIL OPT OUT REQUEST” toJohn@JohnFranklinWiley.com. If you opt out, we may still send you non-promotional emails, such as emails about your accounts or our ongoing business relations.